United Claims Specialists : When You Need An Adjuster for Insurance Claims New Jersey

The licensed adjusters at United Claims Specialists offer qualified services in both residential and commercial insurance claims in New Jersey. United Claims Specialists is the preeminent insurance claim company of New Jersey helping businesses and homeowners to settle hundreds of claims by expertly assessing and documenting every detail of damage and property loss. 

In New Jersey both businesses and residences suffer damage and property losses that might also result in other types of losses with things like business income, which fortunately, public adjusters can evaluate! In New Jersey claims for floods, fire, smoke, wind and other damage due to many other perils, can all be filed and negotiated by the top-notch public adjusters at United Claims Specialists .

What is an Adjuster for Insurance Claims? 

Adjusters for insurance claims evaluate property loss on behalf of the policyholder and help them to file insurance claims in exchange for a fee. We are licensed professionals who work for individuals and businesses – not insurance companies – and we can add tremendous value by getting the most out of your insurance policy’s coverage. 

To better understand who we are, here are the three different types of insurance adjusters: company adjusters, independent adjusters and public adjusters. A company insurance adjusters can be employed by carriers and sent to evaluate claims filed by their company’s policyholders. An independent adjuster also works for insurance companies, but acts more as a consultant. An independent insurance adjuster is usually hired on an as-needed basis because of a demand for specific expertise.  

United Claims Specialists provides complete public adjusting services worldwide and our years of experience and expertise are part of what makes us so successful. Damage comes in so many forms and if your insurance adjuster hasn’t handled many cases, they probably won’t do what’s best for you or your company.  When it comes to insurance claims, no matter what the damage or loss is, our United Claims Specialists private insurance adjusters are licensed, professional and accurate with every single one of our claims.  

Only the team of professionals at United Claims Specialists have the experience you can trust when it comes to accurately adjusting any kind of insurance claim. Also known as “independent insurance adjusters or private adjusters, we can help any insurance provider make accurate claims payments based on professional assessment of any sort of damage.  

In the U.S. a claims adjuster’s duties mostly extend to include the following: 

• They can verify that an insurance policy exists for the insured person and/or property, which are generally written by the policy-holding insurance company. 
• They can assess risk(s) of loss/losses, or damage to property that culminates in the loss of property and or even bodily injury. 
• They can complete investigations and evaluate the covered injuries and/or damages that have been determined according to the coverage permission. 

• They can negotiate a settlement according to applicable laws; identify coverage for the insured and follow best insurance practices. 

It is important to note here that a claims adjuster does not engage in the practice of law. While adjusting claims does mean applying the loss circumstances to the insured’s policy, it doesn’t get into accounting for if, and if it becomes an issue of coverage, which would be a matter and practice of Law, it would be engaged by a properly licensed attorney. 

What a Claims Adjuster At United Claims Specialists Can Do For You 

Claims adjusters at United Claims Specialists are multilingual archaeologists; not only are they experts in the details and language of insurance policies, they also uncover and sort all of the various and miscellaneous information necessary for filing and adjusting claims. Many claims adjusters have prior experience in related fields like real estate, construction and are technologically advanced and knowledge about current sophisticated software to help undergo an independent evaluation of a client’s property loss. In fact, the process of evaluating, completing and submitting a claim for a policyholder is remarkably long and exhaustive.  

Our experienced adjusters and appraisers process insurance appraisals of all types of structures including commercial properties, large manufacturing plants and factories to small hotels and apartment complexes. United Claims Specialists provides complete insurance adjusting and appraisal services throughout the United States, including:  

• Insurable Value Appraisals  
• Replacement Cost Analysis 
• Business Loss Income 
• Extra Expense and Insurance 

• Casualty Loss Evaluations 

A claims adjuster at United Claims Specialists can do what you cannot do. You want an insurance claims adjuster who is meticulous about item descriptions, quantities and costs with extensive experience with property insurance claim forms. It’s unlikely that as a policyholder you would be able to complete a form accurately by yourself with this kind of level of detail, especially since every property and insurance claims are different! Having a United Claims Specialists adjuster by your side throughout the process protects you, the policyholder, from any pitfalls due to inexperience. Call today to see how United Claims Specialists can help you!